AC2650 cw2 Essay Example | Topics and Well Written Essays - 2250 words

AC2650 cw2 - Essay Example Every investment comes with different types of risk associated with it. Investors may think that making investments according to the advice of the financial experts are free of risk. But this is not true, as it also comes with various risks. Investors need to understand that to generate wealth over a period of time it needs to accept a high amount of risks. Stock market always fluctuates and it depends on several factors like profitability and performance of the company, political and social factors, and govt. decisions. Share prices of a company always fluctuate due two types of risks – systematic and unsystematic risk. Systematic risks are the market risks and can be measured by beta. On the other side unsystematic risks are those risks which arise from the internal problem of the company like labor problem, problem in managerial decisions and problems in other code of conduct of the company. Unsystematic risks can be measured by alpha. Now we need to consider the various ty pes of risks that are associated with investing in the stock market. There are several types of unreasonable risks that are faced by the investors in the stock market. Evaluating and analyzing the risk that are involved in any investment is very complex. According to the risk taking ability the investors can be differentiated into different category. Risk taking ability of an investor is known as risk portfolio of the investor. There are several types of investors like high risk potential investor, medium risk potential investor and low risk potential investor. Risk tolerance level of an investor depends upon several factors like the age of the investor, objectives of investment, aim of the investment and future goals in life. Thus to discuss about the unreasonable risks we need to consider the several types of risks that can affect the performance of the investors in the stock market. Market risk includes a wider picture which means if an investor wants to

When Volunteerism Isn't Noble Essay Example | Topics and Well Written Essays - 750 words

When Volunteerism Isn't Noble - Essay Example 58-61). The Liberty High school board demanded that all its students undertake community service. All students were required to demonstrate that they have undertaken at least 60 hours of community service or other volunteerism work, failure to which they would not obtain their high school diploma (Steirer Par. 2). This requirement baffled Lynn and disturbed her immensely as she saw it as contradictory and going against the spirit of volunteerism, which should be explicitly voluntary. Lynn perceived the move as diminishing, rather than promoting the spirit of volunteerism. These decisions by the board presented Lynn with a dilemma: should she subscribe to  the program, or stay true to her principles, which itself is civil disobedience (Steirer Par. 3). For Lynn, volunteerism had always been a cherished attribute demonstrated for her extensive service as an aide in Meals on Wheels, Girl Scout, and other charity activities. The hundreds of hours she committed to the community were out of her own initiative rather than an obligation. Lynn undertook her community service but failed to submit her hours for credit, a decision that denied her a diploma. According to her, staying true to her values was more fulfilling (Steirer Par. 6). Lynn and her parent believed that the requirement for volunteerism inculcates the wrong values, besides being unconstitutional. Lynn Steirer claimed that mandatory community service for high schools infringes on students’ rights and vitiates the notion of volunteerism by twisting it into an â€Å"involuntary servitude,† an affront on freedom. Mandatory Community service is a privilege to volunteer and students bear a responsibility to contribute their talent, time, and energies towards the welfare of all, and give back part of the numerous concessions given by the community. First, communities gain significantly from the intelligence and the resourceful energies of high school students (Salamon 510).